Three Reasons Why You Need Flood Insurance to Protect Your Orem Home
Three Reasons to Get Insured for Flood Damage in Orem
Whether it is because they do not wish to bear the cost, do not believe flood damage in Orem to be a significant threat, or even forget about it entirely, many local homeowners remain without flood insurance for their homes. Flood insurance is inexpensive, especially for inland and relatively dry states like Utah, but the damage it protects against can cost you tens of thousands of dollars to repair on your own. Here are a few reasons why SERVPRO recommends you keep your home covered by a flood insurance policy in the future.
The Risk is There
Flood damage happens in Orem. It may be less frequent and often less severe than in storm-swept cities in the Southeast, but every home in and around the local area carries at least some risk of incurring flood damage in every major storm. Even minor changes in conditions such as recent snowmelt or significant soil saturation levels can cause what would otherwise be a regular rainstorm to develop into a significant flooding event.
Flood Insurance is a Good Value
Monthly premiums for flood insurance should be affordable for most homeowners in the Orem area. Without any nearby coastline or severe seasonal hurricane weather, floods are irregular here and usually only the result of hard-to-predict accidents. This means that rates are very low for the high amount of protection they provide.
Staying Uninsured Can Cost You
Should a flood ever hit your home, you can expect to incur tens of thousands of dollars in damages depending on the maximum depth of floodwater and additional complications. While flood insurance easily covers some or all of your losses from the event, not having the proper insurance could leave you responsible for flood damages. Most homeowners' insurance policies do not cover storm flooding, so make sure to check if your specific policy can cover you before you write off a separate flood insurance plan.
SERVPRO of Provo provides emergency flood damage mitigation and restoration services for homeowners in the local area. Call us at (801) 226-1363 for 24/7 help from our most experienced technicians.
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